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How Long Does A Car Accident Claim in Phoenix Take To Settle?

Many people get in car accidents, but not everyone files a personal injury claim. If you decide to file a personal injury claim after a car accident, you’ll want to know when your case will settle and what factors could delay it.

When Can I Expect to Settle With the Insurance Adjuster?

When you file your claim with an insurance company, they will send out a representative named an “adjuster” who will investigate your accident and determine how much money you should receive for your injuries. The adjuster is required by law to contact everyone involved in an accident, including any witnesses that may have seen what happened or heard about it from others. This process can take several weeks or even months, depending on how busy their schedule is and if any other factors are at play, such as holidays or weekends, involved in determining when exactly this process takes place.

The first offer made by an adjuster may not necessarily be what you want but do not take it as gospel either! It would be best if you always negotiate with them over any offers before accepting them so that no one gets taken advantage of during negotiations; however, once they’ve made their initial offer, don’t push too hard because they’ll probably come back later asking again after seeing how much pressure was put on them during negotiations earlier down the road.

Why Does My Claim Take So Long to Settle?

Insurance companies

In many cases, a car accident can take months or even years to settle because of insurance companies’ reluctance to pay out. Insurance companies are concerned about their bottom line. They want to ensure that they don’t pay out more than necessary, which means that some injuries may go uninvestigated or unreported to keep costs down.


Another factor that can slow down the process is the lawyers themselves—and this one will affect your claim no matter what kind of lawyer you use!

Lawyers have an incentive not only to get paid but also

  • Make sure they don’t lose any money on the case and

  • Get as much money as possible without compromising their reputation or earning potential later.

Medical professionals

You’ll want someone who knows how to treat specific injuries or diseases (such as an orthopedic surgeon) at your side when dealing with insurance companies and medical providers—and they’ll need time too! If there are delays during this process due to a lack of availability or expertise within your area, it could add up quickly over time.

How can I speed up my personal injury claim’s settlement process?

There are several things you can do to speed up your personal injury claim’s settlement process.

Make sure you have all the information and documents needed to submit a successful claim, including

  • The completed accident report from the other driver’s insurance company (if available)

  • A copy of your medical records, if applicable.

  • Photos showing any injuries sustained in the accident, as well as any damage to property such as cars or buildings around it.

Ensure that your claim is complete and accurate by including all relevant details about what happened on that day:

  • Where did it happen?

  • Who was involved?

  • Do they have insurance coverage through another company? (If so, this will help them determine if they’re covered under their policy.)

  • What caused the accident—did one person hit another intentionally or unintentionally?

  • How severe were their injuries compared with yours?

  • What efforts did each party make after finding themselves hurt in an auto collision?

Your claim will be faster if:

  • You have lesser injuries than others in a car accident.

  • The other driver is found at fault for the accident.

  • A skilled Phoenix car accident lawyer with years of experience to handle your case.


The time required for your personal injury claim depends on many factors, including the nature of your injuries and any legal issues. It can take anywhere from six months to two years! If you want to speed up the process, it’s essential not only to document all evidence but also to obtain expert medical testimony that will help substantiate your case.

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