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Credit where, where credit’s due

On today’s show we heard about the Russian who seems to have found a way to get back at the people we all seem to want to hate at present – the bankers!

tinkoff-credit-systemsWhen his bank sent him a letter offering a credit card, he decided that the terms offered were not to his liking, but rather than throwing them away, he scanned the agreement into his computer, amended the terms and then returned the now amended and signed agreement to the bank. Unfortunately the bank failed to notice that the newly amended version contained a 0% interest rate, no fees and no credit limit. But the killer clause was that every time the bank failed to comply with the terms, they would be liable to a fine amounting to the equivalent of almost £60,000 and if they attempted to cancel the contract they would have to pay him double this amount. Having failed to spot the changes, the bank signed the contract and duly supplied the credit card.

Last week a judge ruled against the bank on the grounds that they had signed the agreement without reading it, an excuse 200377146-001that their borrowers usually use unsuccessfully in their defence. The borrower is now attempting to sue the bank for almost half a million pounds for failing to honour the contract. Meanwhile Bank’s founder is attempting to have their client jailed for fraud. The case continues!

Meanwhile back in Wales we heard about 18 heavily armed police officers storming a house in the middle of the night, frogmarching the occupants into a waiting police van outside whilst they conducted a thorough search for arms.

Earlier that evening one of the occupants of the property, suffered a panic attack and had called for a paramedic. Whilst treating her, the paramedic mistakenly thought he’d seen her other half holding a firearm and promptly alerted the authorities. The “firearm” it subsequently emerged was nothing more than the TV remote control unit. Apart from needing further treatment for real panic this time, the lady of the house also claimed to have suffered from concussion as a result of the incident.

West Mercia Police are investigating the couple’s concerns!

See you again tomorrow!

Scott

 

 

 
 
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Credit where, where credit’s due

On today’s show we heard about the Russian who seems to have found a way to get back at the people we all seem to want to hate at present – the bankers!

tinkoff-credit-systemsWhen his bank sent him a letter offering a credit card, he decided that the terms offered were not to his liking, but rather than throwing them away, he scanned the agreement into his computer, amended the terms and then returned the now amended and signed agreement to the bank. Unfortunately the bank failed to notice that the newly amended version contained a 0% interest rate, no fees and no credit limit. But the killer clause was that every time the bank failed to comply with the terms, they would be liable to a fine amounting to the equivalent of almost £60,000 and if they attempted to cancel the contract they would have to pay him double this amount. Having failed to spot the changes, the bank signed the contract and duly supplied the credit card.

Last week a judge ruled against the bank on the grounds that they had signed the agreement without reading it, an excuse 200377146-001that their borrowers usually use unsuccessfully in their defence. The borrower is now attempting to sue the bank for almost half a million pounds for failing to honour the contract. Meanwhile Bank’s founder is attempting to have their client jailed for fraud. The case continues!

Meanwhile back in Wales we heard about 18 heavily armed police officers storming a house in the middle of the night, frogmarching the occupants into a waiting police van outside whilst they conducted a thorough search for arms.

Earlier that evening one of the occupants of the property, suffered a panic attack and had called for a paramedic. Whilst treating her, the paramedic mistakenly thought he’d seen her other half holding a firearm and promptly alerted the authorities. The “firearm” it subsequently emerged was nothing more than the TV remote control unit. Apart from needing further treatment for real panic this time, the lady of the house also claimed to have suffered from concussion as a result of the incident.

West Mercia Police are investigating the couple’s concerns!

See you again tomorrow!

Scott

 

 

 
 
Subscribe to our newsletter!
One a month, no spam, honest

Now on air
Coming up
More from One 2 Three
More from
More from Phoenix FM


Credit where, where credit’s due

On today’s show we heard about the Russian who seems to have found a way to get back at the people we all seem to want to hate at present – the bankers!

tinkoff-credit-systemsWhen his bank sent him a letter offering a credit card, he decided that the terms offered were not to his liking, but rather than throwing them away, he scanned the agreement into his computer, amended the terms and then returned the now amended and signed agreement to the bank. Unfortunately the bank failed to notice that the newly amended version contained a 0% interest rate, no fees and no credit limit. But the killer clause was that every time the bank failed to comply with the terms, they would be liable to a fine amounting to the equivalent of almost £60,000 and if they attempted to cancel the contract they would have to pay him double this amount. Having failed to spot the changes, the bank signed the contract and duly supplied the credit card.

Last week a judge ruled against the bank on the grounds that they had signed the agreement without reading it, an excuse 200377146-001that their borrowers usually use unsuccessfully in their defence. The borrower is now attempting to sue the bank for almost half a million pounds for failing to honour the contract. Meanwhile Bank’s founder is attempting to have their client jailed for fraud. The case continues!

Meanwhile back in Wales we heard about 18 heavily armed police officers storming a house in the middle of the night, frogmarching the occupants into a waiting police van outside whilst they conducted a thorough search for arms.

Earlier that evening one of the occupants of the property, suffered a panic attack and had called for a paramedic. Whilst treating her, the paramedic mistakenly thought he’d seen her other half holding a firearm and promptly alerted the authorities. The “firearm” it subsequently emerged was nothing more than the TV remote control unit. Apart from needing further treatment for real panic this time, the lady of the house also claimed to have suffered from concussion as a result of the incident.

West Mercia Police are investigating the couple’s concerns!

See you again tomorrow!

Scott

 

 

 
 
Subscribe to our newsletter!
One a month, no spam, honest

Now on air
Coming up
More from One 2 Three
More from
More from Phoenix FM


Credit where, where credit’s due

On today’s show we heard about the Russian who seems to have found a way to get back at the people we all seem to want to hate at present – the bankers!

tinkoff-credit-systemsWhen his bank sent him a letter offering a credit card, he decided that the terms offered were not to his liking, but rather than throwing them away, he scanned the agreement into his computer, amended the terms and then returned the now amended and signed agreement to the bank. Unfortunately the bank failed to notice that the newly amended version contained a 0% interest rate, no fees and no credit limit. But the killer clause was that every time the bank failed to comply with the terms, they would be liable to a fine amounting to the equivalent of almost £60,000 and if they attempted to cancel the contract they would have to pay him double this amount. Having failed to spot the changes, the bank signed the contract and duly supplied the credit card.

Last week a judge ruled against the bank on the grounds that they had signed the agreement without reading it, an excuse 200377146-001that their borrowers usually use unsuccessfully in their defence. The borrower is now attempting to sue the bank for almost half a million pounds for failing to honour the contract. Meanwhile Bank’s founder is attempting to have their client jailed for fraud. The case continues!

Meanwhile back in Wales we heard about 18 heavily armed police officers storming a house in the middle of the night, frogmarching the occupants into a waiting police van outside whilst they conducted a thorough search for arms.

Earlier that evening one of the occupants of the property, suffered a panic attack and had called for a paramedic. Whilst treating her, the paramedic mistakenly thought he’d seen her other half holding a firearm and promptly alerted the authorities. The “firearm” it subsequently emerged was nothing more than the TV remote control unit. Apart from needing further treatment for real panic this time, the lady of the house also claimed to have suffered from concussion as a result of the incident.

West Mercia Police are investigating the couple’s concerns!

See you again tomorrow!

Scott

 

 

 
 
Subscribe to our newsletter!
One a month, no spam, honest

Now on air
Coming up
More from One 2 Three
More from
More from Phoenix FM